NAIDU, Kumaran. Integrating HRAs and HSAs with Health Insurance Innovations: The Role of Technology and Data . Distributed Learning and Broad Applications in Scientific Research, Toronto, Canada, v. 10, p. 399–419, 2024. Disponível em: https://dlabi.org/index.php/journal/article/view/165.. Acesso em: 6 nov. 2024.